This collaborative research project explores whether blockchain-based credit and financial solutions can offer a viable path to financial inclusion for migrants and refugees, who are often shut out of traditional banking services due to the lack of formal documentation or credit histories.
Migrants and refugees frequently face systemic barriers to financial services—from bank accounts and credit access to insurance—due to limited or non-existent formal credit records, identity papers, or residency status. Conventional financial systems often fail to serve this population, contributing to economic marginalization and social exclusion.
This project investigates the potential of blockchain technology—with its decentralized, secure, and tamper-resistant capabilities—to provide alternative financial solutions that could enable fairer, more inclusive access to banking and credit.
/ET6-CDSP-GROUP-12-REPO
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├── README.md # Main project overview
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├── 0_domain_study/ # Domain background research
│ ├── README.md
│ └── guide.md
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├── 1_datasets/ # Raw and processed datasets
│ ├── README.md
│ └── guide.md
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├── 2_data_preparation/ # Data cleaning and transformation
│ ├── README.md
│ └── guide.md
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├── 3_data_exploration/ # Exploratory data analysis (EDA)
│ ├── README.md
│ └── guide.md
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├── 4_data_analysis/ # Modeling and evaluation
│ ├── README.md
│ └── guide.md
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├── 5_communication_strategy/ # Communication plans
│ ├── README.md
│ └── guide.md
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├── 6_final_presentation/ # Slides and summary documents
│ ├── README.md
│ └── guide.md
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├── collaboration/ # Group work structure
│ ├── README.md
│ ├── communication.md
│ ├── constraints.md
│ ├── learning_goals.md
│ ├── guide/
│ └── retrospective/
│ ├── 0_cross_cultural_collaboration.md
│ ├── 1_problem_identification.md
│ ├── 2_data_collection.md
│ ├── 3_data_analysis.md
│ ├── 4_communication_result.md
│ └── 5_final_presentation.md
│
└── notes/ # Personal and shared notes
├── README.md
└── guide.md
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📁 0_domain_study
Background research, case studies, and academic resources relevant to blockchain and migrant financial inclusion. -
📁 1_datasets
Collection of raw and processed datasets used throughout the research. -
📁 2_data_preparation
Cleaning the datasets and extracting relatable and useful data. -
📁 3_data_exploration
Exploratory data analysis to identify key patterns and regional trends. -
📁 4_data_analysis
Analyzing the data to discover relationships between migrants in different regions and the adoption of crypto in each region. -
📁 5_communication_strategy
Discussing our target audience and methods to reach them. -
📁 6_final_presentation
Preparing and compiling our final presentation. -
📁 collaboration
Group norms, communication plans, constraints, learning goals, and retrospectives on teamwork. -
📁 notes
Shared notes, guides, and personal reflections compiled during the project.
To make our research accessible to a wider audience, we developed a public-facing website that presents our findings through interactive visualizations and clear explanations.
👉 Visit here: FinclusionChain Website
The website helps us:
- Reach the public by simplifying complex data and insights.
- Visualize trends showing the relationship between migration patterns and crypto adoption.
- Engage non-technical audiences with interactive charts and region-level comparisons.
- Share openly via GitHub Pages, ensuring transparency and accessibility.
Our team follows agreed-upon norms and processes to ensure productive, respectful, and inclusive collaboration. These include: