diff --git a/src/test/fuzz/util/wallet.h b/src/test/fuzz/util/wallet.h
new file mode 100644
index 00000000000..8b55b7a985a
--- /dev/null
+++ b/src/test/fuzz/util/wallet.h
@@ -0,0 +1,134 @@
+// Copyright (c) 2024-present The Bitcoin Core developers
+// Distributed under the MIT software license, see the accompanying
+// file COPYING or http://www.opensource.org/licenses/mit-license.php.
+
+#ifndef BITCOIN_TEST_FUZZ_UTIL_WALLET_H
+#define BITCOIN_TEST_FUZZ_UTIL_WALLET_H
+
+#include <test/fuzz/FuzzedDataProvider.h>
+#include <test/fuzz/fuzz.h>
+#include <test/fuzz/util.h>
+#include <policy/policy.h>
+#include <wallet/coincontrol.h>
+#include <wallet/fees.h>
+#include <wallet/spend.h>
+#include <wallet/test/util.h>
+#include <wallet/wallet.h>
+
+namespace wallet {
+
+/**
+ * Wraps a descriptor wallet for fuzzing.
+ */
+struct FuzzedWallet {
+    std::shared_ptr<CWallet> wallet;
+    FuzzedWallet(interfaces::Chain& chain, const std::string& name, const std::string& seed_insecure)
+    {
+        wallet = std::make_shared<CWallet>(&chain, name, CreateMockableWalletDatabase());
+        {
+            LOCK(wallet->cs_wallet);
+            wallet->SetWalletFlag(WALLET_FLAG_DESCRIPTORS);
+            auto height{*Assert(chain.getHeight())};
+            wallet->SetLastBlockProcessed(height, chain.getBlockHash(height));
+        }
+        wallet->m_keypool_size = 1; // Avoid timeout in TopUp()
+        assert(wallet->IsWalletFlagSet(WALLET_FLAG_DESCRIPTORS));
+        ImportDescriptors(seed_insecure);
+    }
+    void ImportDescriptors(const std::string& seed_insecure)
+    {
+        const std::vector<std::string> DESCS{
+            "pkh(%s/%s/*)",
+            "sh(wpkh(%s/%s/*))",
+            "tr(%s/%s/*)",
+            "wpkh(%s/%s/*)",
+        };
+
+        for (const std::string& desc_fmt : DESCS) {
+            for (bool internal : {true, false}) {
+                const auto descriptor{(strprintf)(desc_fmt, "[5aa9973a/66h/4h/2h]" + seed_insecure, int{internal})};
+
+                FlatSigningProvider keys;
+                std::string error;
+                auto parsed_desc = std::move(Parse(descriptor, keys, error, /*require_checksum=*/false).at(0));
+                assert(parsed_desc);
+                assert(error.empty());
+                assert(parsed_desc->IsRange());
+                assert(parsed_desc->IsSingleType());
+                assert(!keys.keys.empty());
+                WalletDescriptor w_desc{std::move(parsed_desc), /*creation_time=*/0, /*range_start=*/0, /*range_end=*/1, /*next_index=*/0};
+                assert(!wallet->GetDescriptorScriptPubKeyMan(w_desc));
+                LOCK(wallet->cs_wallet);
+                auto spk_manager{wallet->AddWalletDescriptor(w_desc, keys, /*label=*/"", internal)};
+                assert(spk_manager);
+                wallet->AddActiveScriptPubKeyMan(spk_manager->GetID(), *Assert(w_desc.descriptor->GetOutputType()), internal);
+            }
+        }
+    }
+    CTxDestination GetDestination(FuzzedDataProvider& fuzzed_data_provider)
+    {
+        auto type{fuzzed_data_provider.PickValueInArray(OUTPUT_TYPES)};
+        if (fuzzed_data_provider.ConsumeBool()) {
+            return *Assert(wallet->GetNewDestination(type, ""));
+        } else {
+            return *Assert(wallet->GetNewChangeDestination(type));
+        }
+    }
+    CScript GetScriptPubKey(FuzzedDataProvider& fuzzed_data_provider) { return GetScriptForDestination(GetDestination(fuzzed_data_provider)); }
+    void FundTx(FuzzedDataProvider& fuzzed_data_provider, CMutableTransaction tx)
+    {
+        // The fee of "tx" is 0, so this is the total input and output amount
+        const CAmount total_amt{
+            std::accumulate(tx.vout.begin(), tx.vout.end(), CAmount{}, [](CAmount t, const CTxOut& out) { return t + out.nValue; })};
+        const uint32_t tx_size(GetVirtualTransactionSize(CTransaction{tx}));
+        std::set<int> subtract_fee_from_outputs;
+        if (fuzzed_data_provider.ConsumeBool()) {
+            for (size_t i{}; i < tx.vout.size(); ++i) {
+                if (fuzzed_data_provider.ConsumeBool()) {
+                    subtract_fee_from_outputs.insert(i);
+                }
+            }
+        }
+        std::vector<CRecipient> recipients;
+        for (size_t idx = 0; idx < tx.vout.size(); idx++) {
+            const CTxOut& tx_out = tx.vout[idx];
+            CTxDestination dest;
+            ExtractDestination(tx_out.scriptPubKey, dest);
+            CRecipient recipient = {dest, tx_out.nValue, subtract_fee_from_outputs.count(idx) == 1};
+            recipients.push_back(recipient);
+        }
+        CCoinControl coin_control;
+        coin_control.m_allow_other_inputs = fuzzed_data_provider.ConsumeBool();
+        CallOneOf(
+            fuzzed_data_provider, [&] { coin_control.destChange = GetDestination(fuzzed_data_provider); },
+            [&] { coin_control.m_change_type.emplace(fuzzed_data_provider.PickValueInArray(OUTPUT_TYPES)); },
+            [&] { /* no op (leave uninitialized) */ });
+        coin_control.fAllowWatchOnly = fuzzed_data_provider.ConsumeBool();
+        coin_control.m_include_unsafe_inputs = fuzzed_data_provider.ConsumeBool();
+        {
+            auto& r{coin_control.m_signal_bip125_rbf};
+            CallOneOf(
+                fuzzed_data_provider, [&] { r = true; }, [&] { r = false; }, [&] { r = std::nullopt; });
+        }
+        coin_control.m_feerate = CFeeRate{
+            // A fee of this range should cover all cases
+            fuzzed_data_provider.ConsumeIntegralInRange<CAmount>(0, 2 * total_amt),
+            tx_size,
+        };
+        if (fuzzed_data_provider.ConsumeBool()) {
+            *coin_control.m_feerate += GetMinimumFeeRate(*wallet, coin_control, nullptr);
+        }
+        coin_control.fOverrideFeeRate = fuzzed_data_provider.ConsumeBool();
+        // Add solving data (m_external_provider and SelectExternal)?
+
+        int change_position{fuzzed_data_provider.ConsumeIntegralInRange<int>(-1, tx.vout.size() - 1)};
+        bilingual_str error;
+        // Clear tx.vout since it is not meant to be used now that we are passing outputs directly.
+        // This sets us up for a future PR to completely remove tx from the function signature in favor of passing inputs directly
+        tx.vout.clear();
+        (void)FundTransaction(*wallet, tx, recipients, change_position, /*lockUnspents=*/false, coin_control);
+    }
+};
+}
+
+#endif // BITCOIN_TEST_FUZZ_UTIL_WALLET_H
diff --git a/src/wallet/test/fuzz/CMakeLists.txt b/src/wallet/test/fuzz/CMakeLists.txt
index c30671db489..4e663977c23 100644
--- a/src/wallet/test/fuzz/CMakeLists.txt
+++ b/src/wallet/test/fuzz/CMakeLists.txt
@@ -11,6 +11,7 @@ target_sources(fuzz
     $<$<BOOL:${USE_SQLITE}>:${CMAKE_CURRENT_LIST_DIR}/notifications.cpp>
     parse_iso8601.cpp
     $<$<BOOL:${USE_SQLITE}>:${CMAKE_CURRENT_LIST_DIR}/scriptpubkeyman.cpp>
+    spend.cpp
     wallet_bdb_parser.cpp
 )
 target_link_libraries(fuzz bitcoin_wallet)
diff --git a/src/wallet/test/fuzz/notifications.cpp b/src/wallet/test/fuzz/notifications.cpp
index a7015f6685b..1255218f3a0 100644
--- a/src/wallet/test/fuzz/notifications.cpp
+++ b/src/wallet/test/fuzz/notifications.cpp
@@ -18,6 +18,7 @@
 #include <test/fuzz/FuzzedDataProvider.h>
 #include <test/fuzz/fuzz.h>
 #include <test/fuzz/util.h>
+#include <test/fuzz/util/wallet.h>
 #include <test/util/setup_common.h>
 #include <tinyformat.h>
 #include <uint256.h>
@@ -53,121 +54,6 @@ void initialize_setup()
     g_setup = testing_setup.get();
 }
 
-void ImportDescriptors(CWallet& wallet, const std::string& seed_insecure)
-{
-    const std::vector<std::string> DESCS{
-        "pkh(%s/%s/*)",
-        "sh(wpkh(%s/%s/*))",
-        "tr(%s/%s/*)",
-        "wpkh(%s/%s/*)",
-    };
-
-    for (const std::string& desc_fmt : DESCS) {
-        for (bool internal : {true, false}) {
-            const auto descriptor{(strprintf)(desc_fmt, "[5aa9973a/66h/4h/2h]" + seed_insecure, int{internal})};
-
-            FlatSigningProvider keys;
-            std::string error;
-            auto parsed_desc = std::move(Parse(descriptor, keys, error, /*require_checksum=*/false).at(0));
-            assert(parsed_desc);
-            assert(error.empty());
-            assert(parsed_desc->IsRange());
-            assert(parsed_desc->IsSingleType());
-            assert(!keys.keys.empty());
-            WalletDescriptor w_desc{std::move(parsed_desc), /*creation_time=*/0, /*range_start=*/0, /*range_end=*/1, /*next_index=*/0};
-            assert(!wallet.GetDescriptorScriptPubKeyMan(w_desc));
-            LOCK(wallet.cs_wallet);
-            auto spk_manager{wallet.AddWalletDescriptor(w_desc, keys, /*label=*/"", internal)};
-            assert(spk_manager);
-            wallet.AddActiveScriptPubKeyMan(spk_manager->GetID(), *Assert(w_desc.descriptor->GetOutputType()), internal);
-        }
-    }
-}
-
-/**
- * Wraps a descriptor wallet for fuzzing.
- */
-struct FuzzedWallet {
-    std::shared_ptr<CWallet> wallet;
-    FuzzedWallet(const std::string& name, const std::string& seed_insecure)
-    {
-        auto& chain{*Assert(g_setup->m_node.chain)};
-        wallet = std::make_shared<CWallet>(&chain, name, CreateMockableWalletDatabase());
-        {
-            LOCK(wallet->cs_wallet);
-            wallet->SetWalletFlag(WALLET_FLAG_DESCRIPTORS);
-            auto height{*Assert(chain.getHeight())};
-            wallet->SetLastBlockProcessed(height, chain.getBlockHash(height));
-        }
-        wallet->m_keypool_size = 1; // Avoid timeout in TopUp()
-        assert(wallet->IsWalletFlagSet(WALLET_FLAG_DESCRIPTORS));
-        ImportDescriptors(*wallet, seed_insecure);
-    }
-    CTxDestination GetDestination(FuzzedDataProvider& fuzzed_data_provider)
-    {
-        auto type{fuzzed_data_provider.PickValueInArray(OUTPUT_TYPES)};
-        if (fuzzed_data_provider.ConsumeBool()) {
-            return *Assert(wallet->GetNewDestination(type, ""));
-        } else {
-            return *Assert(wallet->GetNewChangeDestination(type));
-        }
-    }
-    CScript GetScriptPubKey(FuzzedDataProvider& fuzzed_data_provider) { return GetScriptForDestination(GetDestination(fuzzed_data_provider)); }
-    void FundTx(FuzzedDataProvider& fuzzed_data_provider, CMutableTransaction tx)
-    {
-        // The fee of "tx" is 0, so this is the total input and output amount
-        const CAmount total_amt{
-            std::accumulate(tx.vout.begin(), tx.vout.end(), CAmount{}, [](CAmount t, const CTxOut& out) { return t + out.nValue; })};
-        const uint32_t tx_size(GetVirtualTransactionSize(CTransaction{tx}));
-        std::set<int> subtract_fee_from_outputs;
-        if (fuzzed_data_provider.ConsumeBool()) {
-            for (size_t i{}; i < tx.vout.size(); ++i) {
-                if (fuzzed_data_provider.ConsumeBool()) {
-                    subtract_fee_from_outputs.insert(i);
-                }
-            }
-        }
-        std::vector<CRecipient> recipients;
-        for (size_t idx = 0; idx < tx.vout.size(); idx++) {
-            const CTxOut& tx_out = tx.vout[idx];
-            CTxDestination dest;
-            ExtractDestination(tx_out.scriptPubKey, dest);
-            CRecipient recipient = {dest, tx_out.nValue, subtract_fee_from_outputs.count(idx) == 1};
-            recipients.push_back(recipient);
-        }
-        CCoinControl coin_control;
-        coin_control.m_allow_other_inputs = fuzzed_data_provider.ConsumeBool();
-        CallOneOf(
-            fuzzed_data_provider, [&] { coin_control.destChange = GetDestination(fuzzed_data_provider); },
-            [&] { coin_control.m_change_type.emplace(fuzzed_data_provider.PickValueInArray(OUTPUT_TYPES)); },
-            [&] { /* no op (leave uninitialized) */ });
-        coin_control.fAllowWatchOnly = fuzzed_data_provider.ConsumeBool();
-        coin_control.m_include_unsafe_inputs = fuzzed_data_provider.ConsumeBool();
-        {
-            auto& r{coin_control.m_signal_bip125_rbf};
-            CallOneOf(
-                fuzzed_data_provider, [&] { r = true; }, [&] { r = false; }, [&] { r = std::nullopt; });
-        }
-        coin_control.m_feerate = CFeeRate{
-            // A fee of this range should cover all cases
-            fuzzed_data_provider.ConsumeIntegralInRange<CAmount>(0, 2 * total_amt),
-            tx_size,
-        };
-        if (fuzzed_data_provider.ConsumeBool()) {
-            *coin_control.m_feerate += GetMinimumFeeRate(*wallet, coin_control, nullptr);
-        }
-        coin_control.fOverrideFeeRate = fuzzed_data_provider.ConsumeBool();
-        // Add solving data (m_external_provider and SelectExternal)?
-
-        int change_position{fuzzed_data_provider.ConsumeIntegralInRange<int>(-1, tx.vout.size() - 1)};
-        bilingual_str error;
-        // Clear tx.vout since it is not meant to be used now that we are passing outputs directly.
-        // This sets us up for a future PR to completely remove tx from the function signature in favor of passing inputs directly
-        tx.vout.clear();
-        (void)FundTransaction(*wallet, tx, recipients, change_position, /*lockUnspents=*/false, coin_control);
-    }
-};
-
 FUZZ_TARGET(wallet_notifications, .init = initialize_setup)
 {
     FuzzedDataProvider fuzzed_data_provider{buffer.data(), buffer.size()};
@@ -176,10 +62,12 @@ FUZZ_TARGET(wallet_notifications, .init = initialize_setup)
     // total amount.
     const auto total_amount{ConsumeMoney(fuzzed_data_provider, /*max=*/MAX_MONEY / 100000)};
     FuzzedWallet a{
+        *g_setup->m_node.chain,
         "fuzzed_wallet_a",
         "tprv8ZgxMBicQKsPd1QwsGgzfu2pcPYbBosZhJknqreRHgsWx32nNEhMjGQX2cgFL8n6wz9xdDYwLcs78N4nsCo32cxEX8RBtwGsEGgybLiQJfk",
     };
     FuzzedWallet b{
+        *g_setup->m_node.chain,
         "fuzzed_wallet_b",
         "tprv8ZgxMBicQKsPfCunYTF18sEmEyjz8TfhGnZ3BoVAhkqLv7PLkQgmoG2Ecsp4JuqciWnkopuEwShit7st743fdmB9cMD4tznUkcs33vK51K9",
     };
diff --git a/src/wallet/test/fuzz/spend.cpp b/src/wallet/test/fuzz/spend.cpp
new file mode 100644
index 00000000000..9abd9e402a5
--- /dev/null
+++ b/src/wallet/test/fuzz/spend.cpp
@@ -0,0 +1,102 @@
+// Copyright (c) 2024-present The Bitcoin Core developers
+// Distributed under the MIT software license, see the accompanying
+// file COPYING or http://www.opensource.org/licenses/mit-license.php.
+
+#include <test/fuzz/FuzzedDataProvider.h>
+#include <test/fuzz/fuzz.h>
+#include <test/fuzz/util.h>
+#include <test/fuzz/util/wallet.h>
+#include <test/util/random.h>
+#include <test/util/setup_common.h>
+#include <wallet/coincontrol.h>
+#include <wallet/context.h>
+#include <wallet/spend.h>
+#include <wallet/test/util.h>
+#include <wallet/wallet.h>
+#include <validation.h>
+#include <addresstype.h>
+
+using util::ToString;
+
+namespace wallet {
+namespace {
+const TestingSetup* g_setup;
+
+void initialize_setup()
+{
+    static const auto testing_setup = MakeNoLogFileContext<const TestingSetup>();
+    g_setup = testing_setup.get();
+}
+
+FUZZ_TARGET(wallet_create_transaction, .init = initialize_setup)
+{
+    SeedRandomStateForTest(SeedRand::ZEROS);
+    FuzzedDataProvider fuzzed_data_provider{buffer.data(), buffer.size()};
+    const auto& node = g_setup->m_node;
+    Chainstate& chainstate{node.chainman->ActiveChainstate()};
+    ArgsManager& args = *node.args;
+    args.ForceSetArg("-dustrelayfee", ToString(fuzzed_data_provider.ConsumeIntegralInRange<CAmount>(0, MAX_MONEY)));
+    FuzzedWallet fuzzed_wallet{
+        *g_setup->m_node.chain,
+        "fuzzed_wallet_a",
+        "tprv8ZgxMBicQKsPd1QwsGgzfu2pcPYbBosZhJknqreRHgsWx32nNEhMjGQX2cgFL8n6wz9xdDYwLcs78N4nsCo32cxEX8RBtwGsEGgybLiQJfk",
+    };
+
+    CCoinControl coin_control;
+    if (fuzzed_data_provider.ConsumeBool()) coin_control.m_version = fuzzed_data_provider.ConsumeIntegral<unsigned int>();
+    coin_control.m_avoid_partial_spends = fuzzed_data_provider.ConsumeBool();
+    coin_control.m_include_unsafe_inputs = fuzzed_data_provider.ConsumeBool();
+    if (fuzzed_data_provider.ConsumeBool()) coin_control.m_confirm_target = fuzzed_data_provider.ConsumeIntegral<unsigned int>();
+    coin_control.destChange = fuzzed_data_provider.ConsumeBool() ? fuzzed_wallet.GetDestination(fuzzed_data_provider) : ConsumeTxDestination(fuzzed_data_provider);
+    if (fuzzed_data_provider.ConsumeBool()) coin_control.m_change_type = fuzzed_data_provider.PickValueInArray(OUTPUT_TYPES);
+    if (fuzzed_data_provider.ConsumeBool()) coin_control.m_feerate = CFeeRate(ConsumeMoney(fuzzed_data_provider, /*max=*/COIN));
+    coin_control.m_allow_other_inputs = fuzzed_data_provider.ConsumeBool();
+    coin_control.m_locktime = fuzzed_data_provider.ConsumeIntegral<unsigned int>();
+    coin_control.fOverrideFeeRate = fuzzed_data_provider.ConsumeBool();
+
+    int next_locktime{0};
+    CAmount all_values{0};
+    LIMITED_WHILE(fuzzed_data_provider.ConsumeBool(), 10000)
+    {
+        CMutableTransaction tx;
+        tx.nLockTime = next_locktime++;
+        tx.vout.resize(1);
+        CAmount n_value{ConsumeMoney(fuzzed_data_provider)};
+        all_values += n_value;
+        if (all_values > MAX_MONEY) return;
+        tx.vout[0].nValue = n_value;
+        tx.vout[0].scriptPubKey = GetScriptForDestination(fuzzed_wallet.GetDestination(fuzzed_data_provider));
+        LOCK(fuzzed_wallet.wallet->cs_wallet);
+        auto txid{tx.GetHash()};
+        auto ret{fuzzed_wallet.wallet->mapWallet.emplace(std::piecewise_construct, std::forward_as_tuple(txid), std::forward_as_tuple(MakeTransactionRef(std::move(tx)), TxStateConfirmed{chainstate.m_chain.Tip()->GetBlockHash(), chainstate.m_chain.Height(), /*index=*/0}))};
+        assert(ret.second);
+    }
+
+    std::vector<CRecipient> recipients;
+    LIMITED_WHILE(fuzzed_data_provider.ConsumeBool(), 100) {
+        CTxDestination destination;
+        CallOneOf(
+            fuzzed_data_provider,
+            [&] {
+                destination = fuzzed_wallet.GetDestination(fuzzed_data_provider);
+            },
+            [&] {
+                CScript script;
+                script << OP_RETURN;
+                destination = CNoDestination{script};
+            },
+            [&] {
+                destination = ConsumeTxDestination(fuzzed_data_provider);
+            }
+        );
+        recipients.push_back({destination,
+                              /*nAmount=*/ConsumeMoney(fuzzed_data_provider),
+                              /*fSubtractFeeFromAmount=*/fuzzed_data_provider.ConsumeBool()});
+    }
+
+    std::optional<unsigned int> change_pos;
+    if (fuzzed_data_provider.ConsumeBool()) change_pos = fuzzed_data_provider.ConsumeIntegral<unsigned int>();
+    (void)CreateTransaction(*fuzzed_wallet.wallet, recipients, change_pos, coin_control);
+}
+} // namespace
+} // namespace wallet